96464 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96464 Chester Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,022 sqft · built 2022
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Nov 2020)
Tax Bill$6,309 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN44-3N-28-507R-0022-0000

Property Details

APN / Parcel Number

Primary APN44-3N-28-507R-0022-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area2,480 sqft
1st Floor Area2,022 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Lot Area60,113 sqft (1.38 acres)
Garage TypeAttached
Garage Area458 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address96464 CHESTER RD
CityYULEE
StateFL
Zip32097-3594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 22 CHESTER ROAD PB 6/81-84
Legal Range28E
Legal Township03N
Legal Section44
Legal SubdivisionCHESTER ROAD
Legal Lot Number22
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group4
Census Block4003
Census Tract50306

Owner

96464 Chester Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Nassau County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address96464 CHESTER RD, YULEE, FL 32097-3594
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Nov 10, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleJul 10, 2006 · Amount on File
Deed Document Number202045036440
Deed Book / Page2407 / 666
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateApr 22, 2026
Property Address96464 CHESTER RD, YULEE, FL 32097-3594
Document Number0000011923
Book / Page2862 / 1616
Instrument DateApr 11, 2026
Instrument202611923
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address96464 CHESTER RD, YULEE, FL 32097-3594

Mortgage

Document Number0000011923,
DateApr 22, 2026
Book Page2862/1616
Instrument202611923
Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2041
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateNov 10, 2020
Property Address96464 CHESTER RD, YULEE, FL 32097-3594
Document Number0024070666
Book / Page2407 / 666
Map ReferenceMB 6 PG 81-84
Instrument DateNov 9, 2020
Instrument202045036440
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address83393 PURPLE MARTIN DR, 83393, YULEE, FL 32097-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address86015 COURTNEY ISLES WAY APT 10205, 10205, YULEE, FL 32097-3565

Mortgage

Document Number0002407668
DateNov 10, 2020
Instrument2407/668
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 96464 Chester Rd was $6,309 with exemptions applied, up 1.3% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,309.00 (+1.28%) Homeowner's exemption Veteran's exemption$456,340 (+2.9%)$469,547 (+5.35%) Land $117,300 Building $352,247
2024$6,229.00 (+1.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$443,479 (+3%)$445,681 (+3.51%) Land $110,400 Building $335,281
2023$6,155.00 (+456.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$430,562 (+42%) Land $110,400 Building $320,162$430,562 (+42%) Land $110,400 Building $320,162
2022$1,107.00$82,800 Land $82,800$82,800 Land $82,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96464 Chester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96464 Chester Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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