96406 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96406 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,126 sqft · built 2001
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2019)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-3N-28-507R-0012-0000`

Property Details

APN / Parcel Number

Primary APN	`44-3N-28-507R-0012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,126 sqft Heated Area
Gross Area	2,762 sqft
1st Floor Area	2,126 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Mixed
Garage Area	390 sqft
Carport	Carport
Carport Area	154 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	246 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96406 CHESTER RD
City	YULEE
State	FL
Zip	32097-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 12 ESMT IN OR 856/250 CHESTER ROAD PB 6/81-84
Legal Range	28E
Legal Township	03N
Legal Section	44
Legal Subdivision	CHESTER ROAD
Legal Lot Number	12
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4003
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96406 CHESTER RD, YULEE, FL 32097-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 11, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Nov 18, 2003
Deed Document Number	201945011432
Deed Book / Page	2267 / 1167
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96406 CHESTER RD, YULEE, FL 32097-3501
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96406 CHESTER RD, YULEE, FL 32097-3501

Mortgage

Document Number	0025251305
Date	Dec 30, 2021
Book Page	2525/1305
Instrument	202145047792

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 11, 2019
Property Address	96406 CHESTER RD, YULEE, FL 32097-3501
Document Number	0022671167
Book / Page	002267 / 001167
Instrument Date	Apr 10, 2019
Instrument	45011432
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96406 CHESTER RD YULEE FL 320973501, YULEE, FL 32097-3501

Mortgage

Document Number	22671170
Date	Apr 11, 2019
Book Page	002267/001170
Instrument	45011433

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00 (+1.41%) Homeowner's exemption	$237,252 (+2.9%)	$404,289 (+5.13%) Land $99,450 Building $304,839
2024	$2,980.00 (+1.5%) Homeowner's exemption	$230,566 (+3%)	$384,558 (+3.3%) Land $93,600 Building $290,958
2023	$2,936.00 (+10.58%) Homeowner's exemption	$223,850 (+3%)	$372,257 (+28.18%) Land $93,600 Building $278,657
2022	$2,655.00 Homeowner's exemption	$217,330	$290,408 Land $70,200 Building $220,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber, Xfinity.

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