Nassau County property record for 96396 Chester Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1999 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jan 2021) |
| Tax Bill | $6,481 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-3N-28-507R-0010-0000 |
| Primary APN | 44-3N-28-507R-0010-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Heated Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 1,860 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Area | 449 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 96396 CHESTER RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 10 CHESTER ROAD PB 6/81-84 |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 44 |
| Legal Subdivision | CHESTER ROAD |
| Legal Lot Number | 10 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50306 |
Source: Nassau County records · APN 44-3N-28-507R-0010-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 09, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2021 | Warranty Deed, Transfer · FHA Mortgage CAPITAL CITY HOME LOANS LLC |
| Mar 13, 2020 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Jun 06, 2019 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2010 · Amount on Record |
| Deed Document Number | 202145001215 |
| Deed Book / Page | 2424 / 1789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Document Number | 0026891134 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 2689/1134 |
| Instrument | 202445001401 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 325 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021760274 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 2176/0274 |
| Instrument | 201804236 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 13, 2021 |
| Property Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Document Number | 0024241789 |
| Book / Page | 2424 / 1789 |
| Map Reference | MB 6 PG 81-84 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 202145001215 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 SPARTANBURG HWY STE 70, 638, HENDERSONVILLE, NC 28792-5921 |
| Name | Verified Name |
|---|---|
| Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Document Number | 0024241791 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2424/1791 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Document Number | 0023481128 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96396 CHESTER RD YULEE FL 320973593, YULEE, FL 32097-3593 |
| Document Number | 0023481128 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 002348/001128 |
| Instrument | 45009237 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96396 CHESTER RD, YULEE, FL 32097-3593 |
| Document Number | 0022810132 |
| Instrument Date | Jun 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96396 CHESTER RD YULEE FL 320973593, YULEE, FL 32097-3593 |
| Document Number | 0022810132 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 002281/000132 |
| Instrument | 45018537 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,481.00 (+1.25%) Homeowner's exemption | $462,520 (+2.9%) | $472,093 (+5.03%) Land $104,550 Building $367,543 |
| 2024 | $6,401.00 (-0.23%) Homeowner's exemption | $449,485 (+3.11%) Land $98,400 Building $351,085 | $449,485 (+3.11%) Land $98,400 Building $351,085 |
| 2023 | $6,416.00 (+23.81%) | $435,933 (+26.56%) Land $98,400 Building $337,533 | $435,933 (+26.56%) Land $98,400 Building $337,533 |
| 2022 | $5,182.00 | $344,460 Land $73,800 Building $270,660 | $344,460 Land $73,800 Building $270,660 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, IQ Fiber Intermediate Holdings, Xfinity.
Based on FCC filings for 102 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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