Okeechobee County property record for 9641 State Rd 78 W, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1966 |
| Lot Size | 2.09 acres (91,432 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Apr 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 1-19-38-35-0A00-00003-0000 |
| Primary APN | 1-19-38-35-0A00-00003-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Heated Area |
| Gross Area | 3,534 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 91,432 sqft (2.09 acres) |
| Lot Dimensions | 200 ft deep x 185 ft wide |
| Pool Area | 280 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 126 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 9641 STATE ROAD 78 W |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NORTH 165 FEET OF THAT PART OF FRACTIONAL NORTH 1/2 OF NE 1/4 OF NE 1/4 LYING WEST OF STATE ROAD 78 IN SECTION 19 AND THE |
| Legal Range | 35E |
| Legal Township | 38S |
| Legal Section | 19 |
| Legal Lot Number | 41 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 910602 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9641 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 |
| Deed Sale | Apr 10, 2023 |
| Deed Document Number | 2023004299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Apr 10, 2023 |
| Property Address | 9641 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7732 |
| Document Number | 0000004299 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023004299 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9641 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7732 |
| Name | Verified Name |
|---|---|
| Address | 9641 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7732 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 9641 STATE ROAD 78 W, OKEECHOBEE, FL 34974-7732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0008060547 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 0806/0547 |
| Instrument | 2018005428 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 (-22.81%) Homeowner's exemption Widower's exemption | $177,667 (+5.99%) | $325,932 (+3.11%) Land $72,125 Building $253,807 |
| 2023 | $2,345.00 (+4.83%) Homeowner's exemption Widower's exemption | $167,631 (+3.21%) | $316,114 (+12.08%) Land $65,000 Building $251,114 |
| 2022 | $2,237.00 Homeowner's exemption Widower's exemption | $162,417 | $282,038 Land $65,000 Building $217,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 19 (2003–2017) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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