9441 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 9441 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	Duplex
Details	2 ba · 640 sqft · built 1970
Lot Size	8.22 acres (358,063 sqft)
Owner	Owner Name on Record
Last Sale	$455,000 (Mar 1999)
Tax Bill	$15,146 (2025)
Flood Zone	Zone AE (high risk)
APN	`1-18-38-35-0A00-00019-0000`

Property Details

APN / Parcel Number

Primary APN	`1-18-38-35-0A00-00019-0000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	640 sqft Heated Area
Gross Area	1,120 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Wood
Lot Area	358,063 sqft (8.22 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Fence	Fence
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	9441 STATE ROAD 78 W
City	OKEECHOBEE
State	FL
Zip	34974-9775
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	A PARCEL COMPRISED OF THE E 280 FT OF THE S 1/2 OF LOT 35 LESS THE S 208.70 FT & LOT 40 LYING W OF SR 78 LESS THE S 208 FT, E
Legal Range	35E
Legal Township	38S
Legal Section	18
Legal Lot Number	35
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 1963, OKEECHOBEE, FL 34973-1963

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1999 · Amount on Record
Deed Sale	Mar 30, 1999 · Amount on Record
Deed Document Number	0000420530
Deed Book / Page	420 / 530
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,146.00 (-44.1%)	$1,238,020 (+12.8%) Land $1,045,225 Building $192,795	$1,238,020 (+12.8%) Land $1,045,225 Building $192,795
2023	$27,093.00 (+19.57%)	$1,097,568 (+11.32%) Land $925,706 Building $171,862	$1,097,568 (+11.32%) Land $925,706 Building $171,862
2022	$22,659.00	$985,976 Land $843,688 Building $142,288	$985,976 Land $843,688 Building $142,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (2003–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35