9640 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 9640 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property TypeMobile Home
Details1 ba · 1,512 sqft · built 2003
Lot Size0.949 acres (41,339 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2025)
Tax Bill$3,387 (2025)
Flood ZoneZone AE (high risk)
APN1-18-38-35-0A00-00008-0000

Property Details

APN / Parcel Number

Primary APN1-18-38-35-0A00-00008-0000

Interior

Full Baths1 Bath
Building Area1,512 sqft Heated Area
Gross Area2,623 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area41,339 sqft (0.949 acres)
Lot Dimensions192 ft deep x 107 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address9640 STATE ROAD 78 W
CityOKEECHOBEE
StateFL
Zip34974-7728
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSOUTH 108.7 FT OF LOT 40 LYING E OF ROAD, SECTION 18, TOWNSHIP 38 SOUTH, RANGE 35 EAST AND THE NORTH 100.00 FEET OF THE SOUTH
Legal Range35E
Legal Township38S
Legal Section18
Legal SubdivisionSAID EAGLE BAY SURVEY SUBDIVISION
Legal Lot Number40
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1003
Census Tract910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address41211 JESSAMINE STATION, NICHOLASVILLE, KY 40356
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleJul 12, 2013 · Amount on Record
Deed Document Number2025002129
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,387.00 (-8.56%)$248,322 (+0.88%) Land $73,777 Building $174,545$248,322 (+0.88%) Land $73,777 Building $174,545
2023$3,704.00 (+10.63%)$246,168 (+8.85%) Land $68,507 Building $177,661$246,168 (+8.85%) Land $68,507 Building $177,661
2022$3,348.00$226,151 Land $68,507 Building $157,644$226,151 Land $68,507 Building $157,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims19 (2003–2017)
Claims Outside the SFHA5 of 19
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Nearby Properties on State Rd 78 W

Nearby Streets

Search Property Records by Address or Parcel Number