964 Simpson Rd, Franklin, GA 30217 Property Records

Heard County property record for 964 Simpson Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,670 sqft · built 2021
Lot Size	39.9 acres (1,739,351 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Oct 2020)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019-0058`

Property Details

APN / Parcel Number

Primary APN	`0019-0058`
Alternative APN	`1108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,670 sqft Heated Area
1st Floor Area	2,670 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,739,351 sqft (39.9 acres)
Terrain	Rolling
Garage Area	841 sqft

Exterior Amenities

Porch	Slab
Patio Area	72 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1108
Street Address	964 SIMPSON RD
City	FRANKLIN
State	GA
Zip	30217-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	SHED/39.93 ACS/LL 15/12 LD/CUVA 2022-31
Legal Subdivision	JAMES B & SARAH H BAILEY
Jurisdiction	HEARD GA
Township / Civil Division	CENTRALHATCHEE
Census Block Group	2
Census Block	2058
Census Tract	970200

Owner

Source: Heard County records · APN 0019-0058

Assessment roll updated March 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING
Apr 22, 2021	Deed of Trust, Construction Loan · Line of Credit UNITED BK
Nov 10, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Jun 04, 1998 · Amount on Record
Deed Document Number	2020592
Deed Book / Page	483 / 327
Last Transfer Date	Feb 08, 2022
Transfer Doc	0000000180
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	964 SIMPSON RD, FRANKLIN, GA 30217-4407
Transaction Type	Mortgage
Record Updated	Apr 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SIMPSON RD, FRANKLIN, GA 30217-4387

Mortgage

Document Number	0004980000000494
Date	Dec 29, 2021
Book Page	0000000498/0000000494

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

April 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Recording Date	Apr 22, 2021
Property Address	964 SIMPSON RD, FRANKLIN, GA 30217-4407
Document Number	0004890458
Book / Page	000489 / 000458
Instrument Date	Apr 06, 2021
Transaction Type	Construction Loan
Record Updated	May 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51 FRANKLIN GA 302170051, FRANKLIN, GA 30217-0051

Mortgage

Document Number	4890458
Date	Apr 22, 2021
Book Page	000489/000458

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 21, 2022

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HEARD GA
Recording Date	Nov 10, 2020
Property Address	964 SIMPSON RD, FRANKLIN, GA 30217-4407
Document Number	0004830327
Book / Page	000483 / 000327
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 SIMPSON RD FRANKLIN GA 302174387, FRANKLIN, GA 30217-4387

Tax Assessment & Valuation

Source: Heard County records · Assessment roll updated March 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+3.32%)	$285,720 (+18.04%) Land $77,572 Building $208,148	$714,300 (+18.04%) Land $193,930 Building $520,370
2023	$4,244.00	$242,060 Land $51,868 Building $190,192	$605,151 Land $129,671 Building $475,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
DoveTel Communications Fiber	1,000 / 100

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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