964 Rathbone Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 964 Rathbone Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1997
Lot Size	0.115 acres (5,021 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Apr 2013)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1210-103-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1210-103-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,021 sqft (0.115 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	964 RATHBONE CIR
City	FOLSOM
State	CA
Zip	95630-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	BROADSTONE 02, VILLAGE 02, LOT 246
Legal Subdivision	BROADSTONE 02, VILLAGE 02
Legal Lot Number	246
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1011
Census Tract	8507

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 RATHBONE CIR, FOLSOM, CA 95630-8535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Jun 7, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2013 · Amount on Record
Deed Sale	Apr 2, 2013 · Amount on Record
Prior Sale	May 12, 2010 · Amount on Record
Deed Book / Page	20130402 / 1501
Last Transfer Date	May 31, 2019
Transfer Doc	6070000001021
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	964 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	2010302225
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	964 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	2010302225
Date	Oct 30, 2020
Instrument	2010302225

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 7, 2019
Property Address	964 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	1906071021
Instrument Date	May 31, 2019
Instrument	1906071021
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	964 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	1906071022
Date	Jun 7, 2019
Instrument	1906071022

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 6, 2026

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,854 (+2%) Land $125,600 Building $261,254
2025	$4,266.00 (+2.06%) Homeowner's exemption	$379,270 (+4.04%) Land $123,138 Building $256,132
2024	$4,180.00 (+1.78%)
2023	$4,107.00 (+1.48%) Homeowner's exemption	$364,544 Land $118,357 Building $246,187
2022	$4,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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