959 Rathbone Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 959 Rathbone Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1997
Lot Size	0.121 acres (5,257 sqft)
Owner	Trust Name on File
Last Sale	$653,000 (Jul 2022)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1210-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1210-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,257 sqft (0.121 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	959 RATHBONE CIR
City	FOLSOM
State	CA
Zip	95630-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	BROADSTONE 02, VILLAGE 02, LOT 186
Legal Subdivision	BROADSTONE 02, VILLAGE 02
Legal Lot Number	186
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8507

Owner

959 Rathbone Cir is owner-occupied and held in a trust since July 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	959 RATHBONE CIR, FOLSOM, CA 95630-8535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN ONE CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Oct 17, 1997 · Amount on File
Deed Book / Page	20220715 / 574
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	12310000000764
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2022
Property Address	959 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	0000000574
Map Reference	MB 232 MAP 12
Instrument Date	Jul 14, 2022
Instrument	2022071500574
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	959 RATHBONE CIR, FOLSOM, CA 95630-8535

Mortgage

Document Number	0000000575
Date	Jul 15, 2022
Instrument	2022071500575

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	959 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	2008312519
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1280 HODGSON CT FOLSOM CA 956308413, FOLSOM, CA 95630-8413
Investor	Possibly a Property Investor

Mortgage

Document Number	2008312519
Date	Aug 31, 2020
Instrument	2008312519

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2018
Property Address	959 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	1812310764
Instrument Date	Dec 13, 2018
Instrument	1812310764
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1280 HODGSON CT FOLSOM CA 956308413, FOLSOM, CA 95630-8413
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 959 Rathbone Cir was $5,216 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,632 (+2.64%) Land $104,194 Building $374,438
2025	$5,216.00 (+2.07%) Homeowner's exemption	$466,306 Land $102,151 Building $364,155
2024	$5,110.00 (+1.79%)
2023	$5,020.00 (+84.97%) Homeowner's exemption	$448,201 Land $98,186 Building $350,015
2022	$2,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 959 Rathbone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 959 Rathbone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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