975 Rathbone Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 975 Rathbone Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1997
Lot Size	0.145 acres (6,323 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (May 2019)
Tax Bill	$6,046 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit May 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-1210-100-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1210-100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,323 sqft (0.145 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	975 RATHBONE CIR
City	FOLSOM
State	CA
Zip	95630-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	BROADSTONE 02, VILLAGE 02, LOT 243
Legal Subdivision	BROADSTONE 02, VILLAGE 02
Legal Lot Number	243
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8507

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 2, 2024	Intrafamily Transfer, Transfer
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
May 17, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Sep 26, 1997 · Amount on Record
Deed Book / Page	20190517 / 1284
Last Transfer Date	Oct 16, 2023
Transfer Doc	2024000855
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535

Mortgage

Document Number	0000000617
Date	Mar 20, 2025
Instrument	202503200617

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2024
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	0000000855
Map Reference	MB 232 MAP 12
Instrument Date	Oct 16, 2023
Instrument	202405020855
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	2011060914
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	975 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	2011060914
Date	Nov 6, 2020
Instrument	2011060914

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	2003160787
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	975 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	2003160787
Date	Mar 16, 2020
Instrument	2003160787

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	1908150137
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	975 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	1908150137
Date	Aug 15, 2019
Instrument	1908150137

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 17, 2019
Property Address	975 RATHBONE CIR, FOLSOM, CA 95630-8535
Document Number	1905171284
Instrument Date	May 10, 2019
Instrument	1905171284
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	975 RATHBONE CIR FOLSOM CA 956308535, FOLSOM, CA 95630-8535

Mortgage

Document Number	1905171285
Date	May 17, 2019
Instrument	1905171285

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,152 (+2%) Land $182,049 Building $364,103
2025	$6,046.00 (+2.04%)	$535,444 (+4.04%) Land $178,480 Building $356,964
2024	$5,925.00 (+1.77%)
2023	$5,822.00 (+1.45%)	$514,653 Land $171,550 Building $343,103
2022	$5,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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