964 Lake Pelham Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 964 Lake Pelham Dr, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,400 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$260,000 (Sep 2020)
Tax Bill$1,417 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-U-8-435

Property Details

APN / Parcel Number

Primary APN40-U-8-435
Alternative APN
  • 21173

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area680 sqft
Basement Area680 sqft
Unfinished Basement680 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeBasement
DrivewayGravel (Chat) Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21173
Street Address964 LAKE PELHAM DR
CityCULPEPER
StateVA
Zip22701-2990
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLAKEVIEW OF CULPEPER PHASE 8, LOT 435 5,241 SQ FT PLAT 8/154
Legal Subdivision193
Legal Phase8
Legal Lot Number5,241,4
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group2
Census Block2009
Census Tract930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990
Owner TypeCompany
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 14, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJan 28, 2010 · Amount on Record
Deed Document Number20205774
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCULPEPER VA
Recording DateSep 2, 2021
Property Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990
Document Number210007852
Instrument DateSep 1, 2021
Instrument210007852
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateSep 1, 2020
Property Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990
Document Number200005774
Instrument DateAug 20, 2020
Instrument200005774
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990

Mortgage

Document Number200005775
DateSep 1, 2020
Instrument200005775
Lender
NameQUICKEN LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address964 LAKE PELHAM DR, CULPEPER, VA 22701-2990
Document Number180004486
Instrument DateAug 14, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180004486
DateAug 28, 2018
Instrument4486
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueAug 27, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,417.00 (-11.82%)$329,600 (+14.56%) Land $83,800 Building $245,800$329,600 (+14.56%) Land $83,800 Building $245,800
2024$1,607.00 (+6.21%)
2023$1,513.00$287,700 Land $67,200 Building $220,500$287,700 Land $67,200 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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