964 Commons Rd, Naperville, IL 60563 Property Records

DuPage County property record for 964 Commons Rd, Naperville, IL 60563 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,487 sqft · built 2000
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$768,000 (Feb 2022)
Tax Bill	$17,494 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-406-004`

Property Details

APN / Parcel Number

Primary APN	`07-02-406-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,487 sqft Living Area
Gross Area	5,507 sqft
1st Floor Area	2,040 sqft
2nd Floor Area	1,447 sqft
Basement Area	2,020 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	13.4 ft deep x 7.8 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	964 COMMONS RD
City	NAPERVILLE
State	IL
Zip	60563-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY FARMS UNIT 4 ALL
Legal Subdivision	CENTURY FARMS
Legal Lot Number	242
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1002
Census Tract	846405

Owner

Source: DuPage County records · APN 07-02-406-004

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Jun 03, 2011 · Amount on Record
Deed Document Number	202218335
Last Transfer Date	May 05, 2023
Transfer Doc	0000036647
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jun 13, 2023
Property Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497
Document Number	0000036647
Map Reference	DOC R98-117567
Instrument Date	May 05, 2023
Instrument	R2023-036647
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 17, 2022
Property Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497
Document Number	0000018335
Map Reference	DOC R98-117567
Instrument Date	Dec 23, 2021
Instrument	R2022-018335
Transaction Type	Transfer
Record Updated	Mar 04, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$768.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497

Mortgage

Document Number	0000018336
Date	Feb 17, 2022
Instrument	R2022-018336

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	964 COMMONS RD, NAPERVILLE, IL 60563-2497
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117306
Date	Oct 13, 2020
Instrument	R2020-117306

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,494.00 (+21.49%)	$308,034 (+34.58%) Land $87,450 Building $220,584	$924,102 (+34.58%) Land $262,350 Building $661,752
2022	$14,400.00 Homeowner's exemption	$228,880 (+3.7%) Land $64,490 Building $164,390	$686,640 (+3.7%) Land $193,470 Building $493,170
2021		$220,710 Land $62,190 Building $158,520	$662,130 Land $186,570 Building $475,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438464051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010, other causes, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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