928 Commons Rd, Naperville, IL 60563 Property Records

DuPage County property record for 928 Commons Rd, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,426 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Jun 2009)
Tax Bill	$17,402 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02-406-013`

Property Details

APN / Parcel Number

Primary APN	`07-02-406-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	5,432 sqft
1st Floor Area	2,026 sqft
2nd Floor Area	1,400 sqft
Basement Area	2,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.4 ft deep x 7.5 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	928 COMMONS RD
City	NAPERVILLE
State	IL
Zip	60563-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CENTURY FARMS UNIT 4 ALL
Legal Subdivision	CENTURY FARMS
Legal Lot Number	233
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1002
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 COMMONS RD, NAPERVILLE, IL 60563-2497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2009 · Amount on Record
Deed Sale	Jun 18, 2009 · Amount on Record
Prior Sale	Oct 13, 1999 · Amount on Record
Deed Document Number	200993594
Prior Transfer Date	Jun 8, 2009
Prior Transfer Doc	0000102824
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	928 COMMONS RD, NAPERVILLE, IL 60563-2497
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080358
Date	Sep 12, 2019
Instrument	R2019-080358

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	928 COMMONS RD, NAPERVILLE, IL 60563-2497
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060319
Date	Apr 16, 2021
Instrument	R2021-060319

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,402.00 (+21.52%)	$306,459 (+34.63%) Land $96,665 Building $209,794	$919,377 (+34.63%) Land $289,995 Building $629,382
2022	$14,320.00 Homeowner's exemption	$227,630 Land $71,280 Building $156,350	$682,890 Land $213,840 Building $469,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Commons Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures