DuPage County property record for 948 Commons Rd, Naperville, IL 60563 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,347 sqft · built 1999 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $690,000 (Oct 2007) |
| Tax Bill | $16,839 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-406-008 |
| Primary APN | 07-02-406-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 4,943 sqft |
| 1st Floor Area | 1,596 sqft |
| 2nd Floor Area | 1,751 sqft |
| Basement Area | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 13.4 ft deep x 7.8 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 948 COMMONS RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-2497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY FARMS UNIT 4 ALL |
| Legal Subdivision | CENTURY FARMS |
| Legal Lot Number | 238 |
| Legal Unit | 4 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 846405 |
Source: DuPage County records · APN 07-02-406-008
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 948 COMMONS RD, NAPERVILLE, IL 60563-2497 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2007 · Amount on Record |
| Deed Sale | Oct 22, 2007 · Amount on Record |
| Prior Sale | Jan 13, 2000 · Amount on Record |
| Deed Document Number | 2007191215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 948 COMMONS RD, NAPERVILLE, IL 60563-2497 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000124413 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | R2021-124413 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 948 COMMONS RD, NAPERVILLE, IL 60563-2497 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000069877 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | R2020-069877 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,839.00 (+21.54%) | $296,805 (+34.64%) Land $96,665 Building $200,140 | $890,415 (+34.64%) Land $289,995 Building $600,420 |
| 2022 | $13,855.00 Homeowner's exemption | $220,440 Land $71,280 Building $149,160 | $661,320 Land $213,840 Building $447,480 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438464051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2010, other causes, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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