964 Bayside Bluff Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 964 Bayside Bluff Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,432 sqft · built 1992
Lot Size	0.53 acres (23,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2025)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002701-0320`

Property Details

APN / Parcel Number

Primary APN	`002701-0320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,432 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	2,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,086 sqft (0.53 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	443 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	964 BAYSIDE BLUFF RD
City	SAINT JOHNS
State	FL
Zip	32259-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 32 OR6261/287
Legal Range	26E
Legal Township	05S
Legal Section	40
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO
Dec 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	202595306
Deed Book / Page	6261 / 287
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0046520248
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 21, 2025
Property Address	964 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Document Number	0062610287
Book / Page	6261 / 287
Map Reference	MB 15 PG 93
Instrument Date	Nov 20, 2025
Instrument	2025095306
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 AZURE COVE CT, SENECA, SC 29672-7086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 BAYSIDE BLUFF RD, ST JOHNS, FL 32259-8900

Mortgage

Document Number	0006261289
Date	Nov 21, 2025
Instrument	6261/289

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2018
Property Address	964 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Document Number	0046520248
Book / Page	004652 / 000248
Instrument Date	Nov 1, 2018
Instrument	87996
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	964 BAYSIDE BLUFF RD ST JOHNS FL 322598900, ST JOHNS, FL 32259-8900

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 2, 2018
Property Address	964 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Document Number	0046360075
Book / Page	004636 / 000075
Instrument Date	Nov 1, 2018
Instrument	79488
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	964 BAYSIDE BLUFF RD ST JOHNS FL 322598900, ST JOHNS, FL 32259-8900

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,126 (+94.39%) Land $200,000 Building $558,126	$758,126 (+8.44%) Land $200,000 Building $558,126
2025	$5,064.00 (+12.23%) Homeowner's exemption	$389,995 (+2.9%)	$699,110 (+2.44%) Land $135,000 Building $564,110
2024	$4,512.00 (+1.97%) Homeowner's exemption	$379,004 (+3%)	$682,457 (+4.56%) Land $135,000 Building $547,457
2023	$4,425.00 (+2.79%) Homeowner's exemption	$367,965 (+3%)	$652,675 (-4.83%) Land $120,000 Building $532,675
2022	$4,305.00 Homeowner's exemption	$357,248	$685,776 Land $112,000 Building $573,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber.

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