932 Bayside Bluff Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 932 Bayside Bluff Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,154 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002701-0400`

Property Details

APN / Parcel Number

Primary APN	`002701-0400`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	4,154 sqft Living Area
Gross Area	4,290 sqft
1st Floor Area	2,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Finished Screened Porch
Porch Area	543 sqft
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	932 BAYSIDE BLUFF RD
City	SAINT JOHNS
State	FL
Zip	32259-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 40 OR1401/1858 & 6111/15(L/E)
Legal Range	26E
Legal Township	05S
Legal Section	40
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-9025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2025
Transfer Doc	0061110015
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	932 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-9025
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-9025

Mortgage

Document Number	0062261423
Date	Sep 25, 2025
Book Page	6226/1423
Instrument	2025078178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	932 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-9025
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-9025

Mortgage

Document Number	0058390001
Date	Oct 10, 2023
Book Page	5839/1
Instrument	2023079906

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,097 (+2.7%)	$836,840 (+9.6%) Land $200,000 Building $636,840
2025	$4,456.00 (+12.5%) Homeowner's exemption	$344,788 (+2.9%)	$763,534 (+1.97%) Land $135,000 Building $628,534
2024	$3,961.00 (+2.01%) Homeowner's exemption	$335,071 (+3%)	$748,786 (+11.66%) Land $135,000 Building $613,786
2023	$3,883.00 (+2.86%) Homeowner's exemption	$325,312 (+3%)	$670,576 (-2.95%) Land $120,000 Building $550,576
2022	$3,775.00 Homeowner's exemption	$315,837	$690,963 Land $112,000 Building $578,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber.

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