959 Bayside Bluff Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 959 Bayside Bluff Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 6,483 sqft · built 2000
Lot Size	0.63 acres (27,442 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19,419 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002701-0340`

Property Details

APN / Parcel Number

Primary APN	`002701-0340`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Plumbing Fixtures	36 Plumbing Fixtures
Stories	2 Stories
Building Area	6,483 sqft Living Area
Gross Area	8,096 sqft
1st Floor Area	4,018 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	27,442 sqft (0.63 acres)
Lot Width	112 ft Width
Garage Type	Attached
Garage Area	1,613 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,258 sqft
Deck Area	126 sqft
Patio Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	959 BAYSIDE BLUFF RD
City	SAINT JOHNS
State	FL
Zip	32259-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 34 OR1058/1317
Legal Range	26E
Legal Township	05S
Legal Section	40
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	959 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	959 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 BAYSIDE BLUFF RD, SWITZERLAND, FL 32259-8900

Mortgage

Document Number	0057441967
Date	Apr 24, 2023
Book Page	5744/1967
Instrument	2023030577

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	959 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900

Mortgage

Document Number	0052870351
Date	Jun 9, 2021
Book Page	5287/351
Instrument	2021064542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	959 BAYSIDE BLUFF RD, SAINT JOHNS, FL 32259-8900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043990562
Date	Jul 5, 2017
Book Page	4399/0562
Instrument	2017046029

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,495,100 (+2.7%)	$1,722,722 (-8.12%) Land $476,672 Building $1,246,050
2025	$19,419.00 (+10.95%) Homeowner's exemption	$1,455,794 (+2.9%)	$1,874,958 (+1.44%) Land $476,672 Building $1,398,286
2024	$17,502.00 (+1.82%) Homeowner's exemption	$1,414,766 (+3%)	$1,848,301 (-0.97%) Land $476,672 Building $1,371,629
2023	$17,189.00 (+2.32%) Homeowner's exemption	$1,373,559 (+3%)	$1,866,470 (+9.58%) Land $476,672 Building $1,389,798
2022	$16,799.00 Homeowner's exemption	$1,333,552	$1,703,362 Land $476,672 Building $1,226,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber.

Nearby Properties on Bayside Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures