96378 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96378 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 2023
Lot Size	0.251 acres (10,944 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (May 2023)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0023-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	2,562 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,944 sqft (0.251 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96378 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 23 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	23
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

96378 Granite Trl is owned and occupied by an individual who bought it in May 2023.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	96378 GRANITE TRL, YULEE, FL 32097-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage MID-CONTINENT FUNDING INC
Mar 29, 2019	Loan Modification, Mortgage · Conventional Mortgage 12TH STREET FLA LLC
May 8, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202345014634
Deed Book / Page	2640 / 207
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 17, 2023
Property Address	96378 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0026400207
Book / Page	2640 / 207
Map Reference	MB 8 PG 175
Instrument Date	May 3, 2023
Instrument	202345014634
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,681.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1919 BLANDING BLVD, JACKSONVILLE, FL 32210-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96378 GRANITE TRL, YULEE, FL 32097-3630
Investor	Possibly a Property Investor

Mortgage

Document Number	0002640209
Date	May 17, 2023
Instrument	2640/209

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96378 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0022770582
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96378 GRANITE TRL YULEE FL 320973630, YULEE, FL 32097-3630

Mortgage

Document Number	0022770582
Date	May 29, 2019
Book Page	002277/000582
Instrument	45016705

Lender

Name	12TH STREET FLA LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	May 8, 2018
Property Address	96378 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0021941866
Book / Page	002194 / 001866
Instrument Date	Apr 30, 2018
Instrument	14066
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Amount	Amount on Record
Tax	$450.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 KINGSLEY LAKE DR #704 ST AUGUSTINE FL 320923045, 704, ST AUGUSTINE, FL 32092-3045

Tax Assessment & Valuation

The 2025 property tax bill for 96378 Granite Trl was $5,179, up 2.1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (+2.13%)	$337,394 (+3.98%) Land $75,000 Building $262,394	$337,394 (+3.98%) Land $75,000 Building $262,394
2024	$5,071.00 (+429.89%)	$324,493 (+440.82%) Land $75,000 Building $249,493	$324,493 (+440.82%) Land $75,000 Building $249,493
2023	$957.00 (+6.1%)	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2022	$902.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 96378 Granite Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96378 Granite Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Granite Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures