96357 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96357 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,186 sqft · built 2018
Lot Size	0.21 acres (9,167 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2019)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0008-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0008-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,186 sqft Heated Area
Gross Area	3,190 sqft
1st Floor Area	2,186 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,167 sqft (0.21 acres)
Garage Area	690 sqft
Porch	Open Porch
Porch Area	154 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96357 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 8 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	8
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	96357 GRANITE TRL, YULEE, FL 32097-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 20, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK
Mar 29, 2019	Loan Modification, Mortgage 12TH STREET FLA LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	201945015792
Deed Book / Page	2275 / 0939
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jul 8, 2026
Property Address	96357 GRANITE TRL, YULEE, FL 32097-3632
Document Number	0000020687
Book / Page	2880 / 894
Instrument Date	Jun 26, 2026
Instrument	202620687
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96357 GRANITE TRL, YULEE, FL 32097-3632

Mortgage

Document Number	0000020687,
Date	Jul 8, 2026
Book Page	2880/894
Instrument	202620687

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96357 GRANITE TRL, YULEE, FL 32097-3632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024150585
Date	Dec 10, 2020
Book Page	2415/585
Instrument	202045039990

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 20, 2019
Property Address	96357 GRANITE TRL, YULEE, FL 32097-3632
Document Number	0022750939
Book / Page	2275 / 0939
Map Reference	MB 8 PG 175&176
Instrument Date	May 17, 2019
Instrument	201945015792
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 KINGSLEY LAKE DR # DR704, 305, SAINT AUGUSTINE, FL 32092-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96357 GRANITE TRAIL, FERNANDINA BEACH, FL 32035

Mortgage

Document Number	0022750940
Date	May 20, 2019
Instrument	2275-0940

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96357 GRANITE TRL, YULEE, FL 32097-3632
Document Number	0022770564
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96357 GRANITE TRL YULEE FL 320973632, YULEE, FL 32097-3632

Mortgage

Document Number	0022770564
Date	May 29, 2019
Book Page	002277/000564
Instrument	45016699

Lender

Name	12TH STREET FLA LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00 (+1.39%) Homeowner's exemption	$269,244 (+2.9%)	$394,065 (+3.73%) Land $75,000 Building $319,065
2024	$3,465.00 (+1.38%) Homeowner's exemption	$261,656 (+3%)	$379,886 (+17.05%) Land $75,000 Building $304,886
2023	$3,418.00 (+10.4%) Homeowner's exemption	$254,035 (+3%)	$324,560 (+9.43%) Land $60,000 Building $264,560
2022	$3,096.00 Homeowner's exemption	$246,636	$296,596 Land $60,000 Building $236,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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