96352 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96352 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 2020
Lot Size	0.228 acres (9,971 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Oct 2023)
Tax Bill	$5,635 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0022-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Heated Area
Gross Area	2,838 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,971 sqft (0.228 acres)
Pool Area	200 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96352 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 22 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	22
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

96352 Granite Trl is owned and occupied by an individual who bought it in October 2023.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
May 20, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage GATEWAY FIRST BANK
Jan 23, 2020	Loan Modification, Mortgage · Line of Credit 12TH STREET FLA LLC
Mar 29, 2019	Loan Modification, Mortgage 12TH STREET FLA LLC
Dec 12, 2017	Warranty Deed, Transfer · Construction Mortgage 12TH STREET FLA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	0002676621
Deed Book / Page	2676 / 621
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 27, 2023
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0026760621
Book / Page	2676 / 621
Map Reference	MB 8 PG 175
Instrument Date	Oct 27, 2023
Instrument	202345032765
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,863.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86006 EVERGREEN PL, YULEE, FL 32097-7218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96352 GRANITE TRL, YULEE, FL 32097-3630

Mortgage

Document Number	0002676623
Date	Oct 27, 2023
Instrument	2676/623

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96352 GRANITE TRL, YULEE, FL 32097-3630

Mortgage

Document Number	0026160369
Date	Jan 30, 2023
Book Page	2616/369
Instrument	202345002662

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 20, 2020
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0023621147
Book / Page	2362 / 1147
Map Reference	MB 8 PG 175&176
Instrument Date	May 15, 2020
Instrument	202045015065
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 KINGSLEY LAKE DR # DR704, 305, SAINT AUGUSTINE, FL 32092-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96352 GRANITE TRL, YULEE, FL 32097-3630

Mortgage

Document Number	0023621149
Date	May 20, 2020
Instrument	2362/1149

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0023360239
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96352 GRANITE TRL YULEE FL 320973630, YULEE, FL 32097-3630

Mortgage

Document Number	0023360239
Date	Jan 30, 2020
Book Page	002336/000239
Instrument	45003396

Lender

Name	12TH STREET FLA LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0022770567
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96352 GRANITE TRL YULEE FL 320973630, YULEE, FL 32097-3630

Mortgage

Document Number	0022770567
Date	May 29, 2019
Book Page	002277/000567
Instrument	45016700

Lender

Name	12TH STREET FLA LLC

Agreement

Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 12, 2017
Property Address	96352 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0021631397
Book / Page	002163 / 001397
Instrument Date	Dec 8, 2017
Instrument	36375
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$432.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 KINGSLEY LAKE DR #704 ST AUGUSTINE FL 320923045, 704, ST AUGUSTINE, FL 32092-3045
Investor	Possibly a Property Investor

Mortgage

Document Number	21631398
Date	Dec 12, 2017
Book Page	002163/001398
Instrument	36376

Lender

Name	12TH STREET FLA LLC
Address	100 RIVERVIEW DR, SAVANNAH, GA 31404-1467

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96352 Granite Trl was $5,635 with a homeowner's exemption, up 11% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,635.00 (+11.01%) Homeowner's exemption	$407,423 (+11.72%)	$410,120 (+12.46%) Land $75,000 Building $335,120
2024	$5,076.00 Homeowner's exemption	$364,694 (+16.7%) Land $75,000 Building $289,694	$364,694 (+16.7%) Land $75,000 Building $289,694
2023	Disabled Person's exemption Veteran's exemption	$312,512 (+9.63%) Land $60,000 Building $252,512	$312,512 (+9.63%) Land $60,000 Building $252,512
2022	Disabled Person's exemption Veteran's exemption	$285,068 Land $60,000 Building $225,068	$285,068 Land $60,000 Building $225,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96352 Granite Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96352 Granite Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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