96320 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96320 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,484 sqft · built 2018
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$304,100 (Sep 2018)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0018-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0018-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,484 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,948 sqft
Upper Floors Area	536 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	620 sqft
Porch	Finished/Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96320 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 18 IN OR 2226/477 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	18
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

96320 Granite Trl is owned and occupied by two individuals who bought it in September 2018.

Source: Nassau County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96320 GRANITE TRL, YULEE, FL 32097-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	201845029842
Deed Book / Page	2226 / 477
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96320 GRANITE TRL, YULEE, FL 32097-3630
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96320 GRANITE TRL, YULEE, FL 32097-3630

Mortgage

Document Number	0028501616
Date	Mar 3, 2026
Book Page	2850/1616
Instrument	202645006243

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96320 GRANITE TRL, YULEE, FL 32097-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023600201
Date	May 11, 2020
Book Page	2360/201
Instrument	202045014010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 25, 2018
Property Address	96320 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0022260477
Book / Page	2226 / 0477
Map Reference	MB8 PG175&176
Instrument Date	Sep 21, 2018
Instrument	201845029842
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 KINGSLEY LAKE DR # DR704, 305, SAINT AUGUSTINE, FL 32092-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96320 GRANITE TRL, YULEE, FL 32097-3630

Mortgage

Document Number	201845029843
Date	Sep 25, 2018
Instrument	201845029843

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 96320 Granite Trl was $3,864 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00 (+1.36%) Homeowner's exemption	$292,050 (+2.9%)	$426,943 (+3.73%) Land $75,000 Building $351,943
2024	$3,812.00 (+1.36%) Homeowner's exemption	$283,819 (+3%)	$411,593 (+16.41%) Land $75,000 Building $336,593
2023	$3,761.00 (+10.29%) Homeowner's exemption	$275,552 (+3%)	$353,580 (+7.18%) Land $60,000 Building $293,580
2022	$3,410.00 Homeowner's exemption	$267,526	$329,890 Land $69,000 Building $260,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96320 Granite Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96320 Granite Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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