96312 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96312 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,824 sqft · built 2018
Lot Size	0.211 acres (9,204 sqft)
Owner	Individual Name on Record
Last Sale	$302,900 (May 2018)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0017-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0017-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,824 sqft Heated Area
Gross Area	3,877 sqft
1st Floor Area	1,449 sqft
Upper Floors Area	1,375 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,204 sqft (0.211 acres)
Garage Area	768 sqft
Porch	Open Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96312 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 17 IN OR 2196/1571 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	17
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 16598, FERNANDINA BEACH, FL 32035-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	201815100
Deed Book / Page	2196 / 1571
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96312 GRANITE TRL, YULEE, FL 32097-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16598, FERNANDINA, FL 32035-3127

Mortgage

Document Number	0023840119
Date	Aug 13, 2020
Book Page	2384/119
Instrument	202045025345

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	May 16, 2018
Property Address	96312 GRANITE TRL, YULEE, FL 32097-3630
Document Number	0021961571
Book / Page	002196 / 001571
Instrument Date	May 7, 2018
Instrument	15100
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96312 GRANITE TRL YULEE FL 320973630, YULEE, FL 32097-3630

Mortgage

Document Number	21961572
Date	May 16, 2018
Book Page	002196/001572
Instrument	15101

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00 (+1.3%) Homeowner's exemption	$359,905 (+2.9%)	$435,116 (+3.81%) Land $75,000 Building $360,116
2024	$4,842.00 (+1.23%) Homeowner's exemption	$349,762 (+3%)	$419,129 (+16.56%) Land $75,000 Building $344,129
2023	$4,783.00 (+10.08%) Homeowner's exemption	$339,575 (+3%)	$359,596 (+6.69%) Land $60,000 Building $299,596
2022	$4,345.00 Homeowner's exemption	$329,684	$337,059 Land $69,000 Building $268,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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