96309 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96309 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 2018
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2019)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0014-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0014-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,186 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	690 sqft
Pool Area	336 sqft
Porch	Florida Room
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96309 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 14 IN OR 2249/1678 BLACKROCK PARK PBK 8/175
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK
Legal Lot Number	14
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4006
Census Tract	50306

Owner

96309 Granite Trl is owned and occupied by two individuals who bought it in January 2019.

Source: Nassau County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Dec 19, 2017	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	201945001819
Deed Book / Page	2249 / 1678
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96309 GRANITE TRL, YULEE, FL 32097-3632

Mortgage

Document Number	0025411305
Date	Feb 24, 2022
Book Page	2541/1305
Instrument	202245006944

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96309 GRANITE TRL, YULEE, FL 32097-3632

Mortgage

Document Number	0024521231
Date	Apr 15, 2021
Book Page	2452/1231
Instrument	202145013802

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023151195
Date	Oct 31, 2019
Book Page	2315/1195
Instrument	201945034902

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023760230
Date	Jul 15, 2020
Book Page	2376/230
Instrument	202045021596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 22, 2019
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Document Number	0022491678
Book / Page	2249 / 1678
Map Reference	MB 8 PG 175&176
Instrument Date	Jan 17, 2019
Instrument	201945001819
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 KINGSLEY LAKE DR # DR704, 305, SAINT AUGUSTINE, FL 32092-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96309 GRANITE TRL, YULEE, FL 32097-3632

Mortgage

Document Number	201945001820
Date	Jan 22, 2019
Instrument	201945001820

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 19, 2017
Property Address	96309 GRANITE TRL, YULEE, FL 32097-3632
Document Number	0021650534
Book / Page	002165 / 000534
Instrument Date	Dec 5, 2017
Instrument	37067
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$431.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 KINGSLEY LAKE DR #704 ST AUGUSTINE FL 320923045, 704, ST AUGUSTINE, FL 32092-3045
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 96309 Granite Trl was $3,796 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,796.00 (+1.36%) Homeowner's exemption	$287,646 (+2.9%)	$415,085 (+3.42%) Land $75,000 Building $340,085
2024	$3,745.00 (+1.35%) Homeowner's exemption	$279,539 (+3%)	$401,368 (+15.63%) Land $75,000 Building $326,368
2023	$3,695.00 (+10.33%) Homeowner's exemption	$271,397 (+3%)	$347,124 (+11.06%) Land $60,000 Building $287,124
2022	$3,349.00 Homeowner's exemption	$263,492	$312,566 Land $60,000 Building $252,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96309 Granite Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96309 Granite Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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