963 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 963 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2017
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$147,500 (Jul 2017)
Tax Bill$2,401 (2025)
Deeds & MortgagesJul 2017 Sale
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN016-10-02-378.00

Property Details

APN / Parcel Number

Primary APN016-10-02-378.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2017
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area6,098 sqft (0.139 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address963 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 378
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number378
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-378.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address963 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2017Grant Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jul 24, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleJul 24, 2017
Deed Document Number0006207307
Deed Book / Page6207 / 307
Record UpdatedJun 08, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 24, 2017
Property Address963 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000007
Book / Page0C6207 / 000304
Instrument DateJul 17, 2017
Instrument7
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 24, 2017
Property Address963 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000008
Book / Page006207 / 000307
Instrument DateJul 17, 2017
Instrument8
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$147.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address963 SHADOWRIDGE DR ELSMERE KY 410184050, ELSMERE, KY 41018-4050

Mortgage

Document Number9
DateJul 24, 2017
Book Page0C6207/000310
Instrument9
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,401.00 (+1.35%)$158,100 (-) Land $25,000 Building $133,100$158,100 (-) Land $25,000 Building $133,100
2023$2,369.00$158,100 Land $25,000 Building $133,100$158,100 Land $25,000 Building $133,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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