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951 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 951 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$159,500 (Feb 2019)
Tax Bill$2,737 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2019 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN016-10-02-391.00

Property Details

APN / Parcel Number

Primary APN016-10-02-391.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2019
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area6,098 sqft (0.139 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address951 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 391
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number391
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-391.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Feb 28, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE
Aug 16, 2018Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 04, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 06, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number0006608119
Deed Book / Page6608 / 119
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900261
DateSep 20, 2021
Book Page273/600
Instrument21092005900261
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2051

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 28, 2019
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000071
Book / Page0C6608 / 000119
Instrument DateFeb 26, 2019
Instrument71
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 11, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$159.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SHADOWRIDGE DR ELSMERE KY 410184050, ELSMERE, KY 41018-4050

Mortgage

Document Number72
DateFeb 28, 2019
Book Page0C6608/000122
Instrument72
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 16, 2018
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000105
Book / Page0C6478 / 000060
Instrument DateAug 14, 2018
Instrument105
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000167
Book / Page0I4034 / 000309
Instrument DateNov 24, 2017
Instrument167
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000165
Book / Page0C6302 / 000297
Instrument DateNov 24, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 04, 2017
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000113
Book / Page0C6306 / 000294
Instrument DateNov 24, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2017
Property Address951 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00 (+1.33%)$180,200 (-) Land $25,000 Building $155,200$180,200 (-) Land $25,000 Building $155,200
2023$2,701.00$180,200 Land $25,000 Building $155,200$180,200 Land $25,000 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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