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952 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 952 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleBi-Level
Year BuiltBuilt 2019
Lot Size6,098 sqft (0.139 acres)
GarageBasement
Last Sale$159,500 (2019)
Tax Bill$2,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-02-389.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address952 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 389
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number389
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-389.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address208 MCCRAE LN APT C, C, FT WRIGHT, KY 41011-5116
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Jul 26, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNION SVGS
Apr 02, 2019Grant Deed, Transfer
KY LAND TITLE AGENCY, KY LAND TITLE AGCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Dec 06, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleApr 02, 2019 · Amount on Record
Deed Doc Number0006714279
Deed Book / Page6714 / 279
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address952 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900180
DateJun 14, 2021
Book Page230/550
Instrument21061405900180
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 26, 2019
Property Address952 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000053
Book / Page0C6714 / 000279
Instrument DateJul 18, 2019
Instrument53
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$159.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 MCCRAE LN #C COVINGTON KY 410115116, C, COVINGTON, KY 41011-5116

Mortgage

Document Number54
DateJul 26, 2019
Book Page0C6714/000282
Instrument54
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 02, 2019
Property Address952 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000145
Book / Page0C6630 / 000317
Instrument DateMar 14, 2019
Instrument145
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyKY LAND TITLE AGENCY, KY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address952 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000164
Book / Page0C6302 / 000290
Instrument DateNov 24, 2017
Instrument164
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$25.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2017
Property Address952 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00 (+1.33%)$180,200 (-) Land $25,000 Building $155,200$180,200 (-) Land $25,000 Building $155,200
2023$2,701.00$180,200 Land $25,000 Building $155,200$180,200 Land $25,000 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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