963 Larkin Ave, Elgin, IL 60123 Property Records

Kane County property record for 963 Larkin Ave, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	built 1995
Lot Size	0.77 acres (3,366 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-429-015`

Property Details

APN / Parcel Number

Primary APN	`06-15-429-015`

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	3,366 sqft (0.77 acres)
Lot Dimensions	102 ft deep x 33 ft wide

Location & Zoning

Street Address	963 LARKIN AVE
City	ELGIN
State	IL
Zip	60123-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRIGHTON PARK ADDN WEST 1/2 LOT 1 BLOCK 10
Legal Subdivision	CRIGHTON PARK ADDN
Legal Block	10
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4019
Census Tract	851101

Owner

Source: Kane County records · APN 06-15-429-015

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	963 LARKIN AVE, ELGIN, IL 60123-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2023
Property Address	963 LARKIN AVE, ELGIN, IL 60123-5252
Document Number	0000001867
Instrument Date	Jan 05, 2023
Instrument	2023K001867
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	963 LARKIN AVE, ELGIN, IL 60123-5252

Mortgage

Document Number	0000001868
Date	Jan 19, 2023
Instrument	2023K001868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+16.03%)	$15,469 (+8.57%) Land $9,182 Building $6,287	$46,426 (+8.57%) Land $27,557 Building $18,869
2024		$14,248 (+21.39%) Land $8,457 Building $5,791	$42,761 (+21.44%) Land $25,381 Building $17,380
2022	$1,017.00 (+3.88%)	$11,737 (+6.95%) Land $6,966 Building $4,771	$35,211 (+6.95%) Land $20,898 Building $14,313
2021	$979.00	$10,974 Land $6,513 Building $4,461	$32,922 Land $19,539 Building $13,383

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.