Kane County property record for 957 Larkin Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,614 sqft · built 1900 |
| Lot Size | 0.221 acres (9,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,900 (May 2014) |
| Tax Bill | $5,812 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-429-017 |
| Primary APN | 06-15-429-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,461 sqft |
| Basement Area | 847 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 9,620 sqft (0.221 acres) |
| Lot Dimensions | 130 ft deep x 74 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 957 LARKIN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRIGHTON PARK ADDN LOT 2 BLOCK 10 |
| Legal Subdivision | CRIGHTON PARK ADDN |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-15-429-017
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 957 LARKIN AVE, ELGIN, IL 60123-5252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 24, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2014 · Amount on Record |
| Deed Sale | May 23, 2014 · Amount on Record |
| Prior Sale | Oct 24, 2005 · Amount on Record |
| Deed Document Number | 201424467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 957 LARKIN AVE, ELGIN, IL 60123-5252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008268 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021K008268 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 957 LARKIN AVE, ELGIN, IL 60123-5252 |
| Document Number | 0000033790 |
| Instrument Date | Jun 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 957 LARKIN AVE ELGIN IL 601235252, ELGIN, IL 60123-5252 |
| Document Number | 0000033790 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 33790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,812.00 (+13.72%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $84,912 (+21.39%) Land $18,549 Building $66,363 | $254,838 (+21.44%) Land $55,669 Building $199,169 | |
| 2022 | $5,111.00 (-3.55%) Homeowner's exemption | $69,948 (+6.96%) Land $15,280 Building $54,668 | $209,844 (+6.96%) Land $45,840 Building $164,004 |
| 2021 | $5,299.00 Homeowner's exemption | $65,397 Land $14,286 Building $51,111 | $196,191 Land $42,858 Building $153,333 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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