Ramsey County property record for 963 Front Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1908 |
| Lot Size | 0.112 acres (4,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,486 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-23-24-0183 |
| Primary APN | 26-29-23-24-0183 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 4,860 sqft (0.112 acres) |
| Lot Dimensions | 108 ft deep x 45 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 631570 |
|---|---|
| Street Address | 963 FRONT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAHLGAARDS SUB OF LOT 55 EX W 5 FT LOT 15 AND ALL OF LOT 16 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 26 |
| Legal Subdivision | SAHLGAARDS SUB OF LOT 55 |
| Legal Block | 55 |
| Legal Lot Number | 15,16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 31200 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 963 FRONT AVE, SAINT PAUL, MN 55103-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 963 FRONT AVE, SAINT PAUL, MN 55103-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04975838 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | A04975838 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,600 (+4.52%) Land $30,900 Building $202,700 | $233,600 (+4.52%) Land $30,900 Building $202,700 | |
| 2025 | $3,486.00 (+109.5%) | ||
| 2023 | $1,664.00 Homeowner's exemption | $223,500 Land $30,900 Building $192,600 | $223,500 Land $30,900 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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