945 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 945 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,003 sqft · built 1911
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$250,100 (May 2026)
Tax Bill	$3,330 (2024)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-24-0169`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-24-0169`
Alternative APNs	`8039993` `55757`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55757
Street Address	945 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENSLOWS SUBDIVISION OF,LOTS 5 LOTS 13 AND LOT 14 BLK 54
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	DENSLOWS SUBDIVISION OF,LOTS 5
Legal Block	54
Legal Lot Number	5,13-
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3018
Census Tract	31200

Owner

Source: Ramsey County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 FRONT AVE, SAINT PAUL, MN 55103-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Affidavit, Transfer
May 11, 2026	Personal Representative Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Deed Document Number	20265105342
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RAMSEY MN
Recording Date	May 11, 2026
Property Address	945 FRONT AVE, SAINT PAUL, MN 55103-1350
Document Number	0005105340
Instrument Date	May 11, 2026
Instrument	20265105340
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 WYOMING TRL, WYOMING, MN 55092-9055

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	RAMSEY MN
Recording Date	May 11, 2026
Property Address	945 FRONT AVE, SAINT PAUL, MN 55103-1350
Document Number	0005105342
Instrument Date	May 1, 2026
Instrument	2026.5105342
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,884.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	945 FRONT AVE, SAINT PAUL, MN 55103-1350

Mortgage

Document Number	0005105342,
Date	May 11, 2026
Instrument	2026.5105342

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,400 (+5.65%) Land $33,600 Building $192,800	$226,400 (+5.65%) Land $33,600 Building $192,800
2024	$3,330.00 (+1.46%)
2023	$3,282.00 Homeowner's exemption	$214,300 Land $33,600 Building $180,700	$214,300 Land $33,600 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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