973 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 973 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1886
Lot Size	0.099 acres (4,320 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2025)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-24-0181`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-24-0181`
Alternative APNs	`8570583` `142051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	108 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	142051
Street Address	973 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAHLGAARDS SUB OF LOT 55 W 15 FT OF LOT 13 AND ALL OF LOT 12
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	SAHLGAARDS SUB OF LOT 55
Legal Block	55
Legal Lot Number	12-13
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3019
Census Tract	31200

Owner

973 Front Ave is owned and occupied by an individual who bought it in September 2025.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	973 FRONT AVE, SAINT PAUL, MN 55103-1351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Quit Claim Deed, Transfer CONSTRUCTION FINANCING LLC
Jan 31, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Sep 4, 2025 · Amount on File
Deed Document Number	20255077841
Prior Transfer Date	Apr 22, 2025
Prior Transfer Doc	0005077840
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2025
Property Address	973 FRONT AVE, SAINT PAUL, MN 55103-1351
Document Number	0A05077841
Instrument Date	Sep 2, 2025
Instrument	A05077841
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S 5TH ST STE 2500, 2500, MINNEAPOLIS, MN 55402-1234

Mortgage

Document Number	0A05077842
Date	Sep 4, 2025
Instrument	A05077842

Lender

Name	CONSTRUCTION FINANCING LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 2, 2028

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 31, 2025
Property Address	973 FRONT AVE, SAINT PAUL, MN 55103-1351
Document Number	0A05054136
Instrument Date	Jan 17, 2025
Instrument	A05054136
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 ALBANY AVE, SAINT PAUL, MN 55108-2502

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 11, 2019
Property Address	973 FRONT AVE, SAINT PAUL, MN 55103-1351
Document Number	0004742445
Instrument Date	Jan 9, 2019
Instrument	4742445
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$221.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 FRONT AVE ST PAUL MN 551031351, ST PAUL, MN 55103-1351

Tax Assessment & Valuation

The 2025 property tax bill for 973 Front Ave was $2,604, down 12.4% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,500 (+3.83%) Land $26,600 Building $181,900	$208,500 (+3.83%) Land $26,600 Building $181,900
2025	$2,604.00 (-12.44%) Homeowner's exemption	$200,800 Land $26,600 Building $174,200	$200,800 Land $26,600 Building $174,200
2024	$2,974.00 (+26.34%)
2023	$2,354.00 Homeowner's exemption	$189,900 Land $26,600 Building $163,300	$189,900 Land $26,600 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Front Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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