Maricopa County property record for 963 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,544 sqft · built 2001 |
| Lot Size | 0.137 acres (5,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,000 (Mar 2009) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-18-174 |
| Primary APN | 309-18-174 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,981 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 963 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | MIRADOR ESTATES AMD MCR 459-21 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | MIRADOR ESTATES AMENDED |
| Legal Lot Number | 173 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 422511 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 963 E SARATOGA ST, GILBERT, AZ 85296-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2009 · Amount on Record |
| Deed Sale | Mar 6, 2009 · Amount on Record |
| Prior Sale | Mar 6, 2009 · Amount on Record |
| Deed Document Number | 0000200384 |
| Last Transfer Date | Aug 26, 2014 |
| Transfer Doc | 0000564361 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 963 E SARATOGA ST, GILBERT, AZ 85296-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000463805 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017-0463805 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,680 (-0.1%) | $396,800 (-0.1%) Land $79,300 Building $317,500 | |
| 2025 | $1,467.00 (+3.24%) | ||
| 2024 | $39,720 | $397,200 Land $79,400 Building $317,800 | |
| 2023 | $1,421.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.6% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.
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