960 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 960 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 2001
Lot Size	0.149 acres (6,482 sqft)
Owner	Individual Name on Record
Last Sale	$462,000 (Jun 2023)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2026 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`309-18-134`

Property Details

APN / Parcel Number

Primary APN	`309-18-134`
Alternative APN	`309181341`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,482 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	960 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MIRADOR ESTATES AMENDED MCR 459-21
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	MIRADOR ESTATES AMENDED
Legal Lot Number	133
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	422511

Owner

Source: Maricopa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 5, 2026	Beneficiary Deed, Transfer SECURITY FIRST TITLE AND ESC, SECURITY FIRST TTL AGCY LLC
Mar 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 7, 2020	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2023321205
Prior Transfer Date	Feb 5, 2008
Prior Transfer Doc	0000303867
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000571001
Date	Jul 14, 2022
Instrument	20220571001

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2026
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Document Number	0000126640
Map Reference	MB 453 PG 21
Instrument Date	Feb 28, 2026
Instrument	20260126640
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	SECURITY FIRST TITLE AND ESC, SECURITY FIRST TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2026
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Document Number	0000126638
Map Reference	MB 453 PG 38
Instrument Date	Feb 28, 2026
Instrument	20260126638
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	SECURITY FIRST TITLE AND ESC, SECURITY FIRST TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126639
Date	Mar 5, 2026
Instrument	20260126639

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2023
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Document Number	0000321205
Map Reference	MB 459 PG 21
Instrument Date	Jun 13, 2023
Instrument	20230321205
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420

Mortgage

Document Number	0000321206
Date	Jun 20, 2023
Instrument	20230321206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552704
Date	Jul 23, 2018
Instrument	20180552704

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2021
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Document Number	0000061145
Map Reference	MB 459 PG 21
Instrument Date	Jan 12, 2021
Instrument	20210061145
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SILO TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1442 E LOS ARBOLES DR, 1442, TEMPE, AZ 85284-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061146
Date	Jan 19, 2021
Instrument	20210061146

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 7, 2020
Property Address	960 E SARATOGA ST, GILBERT, AZ 85296-2420
Document Number	0000957478
Map Reference	MB 459 PG 21
Instrument Date	Oct 6, 2020
Instrument	20200957478
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 E SARATOGA ST, 960, GILBERT, AZ 85296-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10235 S 51ST ST STE 195, 195, PHOENIX, AZ 85044-5227

Mortgage

Document Number	0000957479
Date	Oct 7, 2020
Instrument	20200957479

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,800 (+100.42%)	$408,000 (+6.95%) Land $81,600 Building $326,400
2025	$1,547.00 (+3.27%)	$20,357 (-50.31%)	$381,500 (-6.88%) Land $76,300 Building $305,200
2024		$40,970 (+22.04%)	$409,700 (+22.04%) Land $81,900 Building $327,800
2023	$1,498.00 (+3.17%)	$33,570 Land $6,710 Building $26,860	$335,700 Land $67,100 Building $268,600
2022	$1,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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