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955 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 955 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,544 sqft · built 2001
Lot Size0.137 acres (5,985 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Nov 2016)
Tax Bill$1,467 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN309-18-173

Property Details

APN / Parcel Number

Primary APN309-18-173

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,985 sqft (0.137 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address955 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionMIRADOR ESTATES AMD MCR 459-21
Legal Range06E
Legal Township01S
Legal Section17
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionMIRADOR ESTATES AMENDED
Legal Lot Number172
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1016
Census Tract422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address955 E SARATOGA ST, GILBERT, AZ 85296-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 8, 2020Intrafamily Transfer, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2016 · Amount on Record
Deed SaleNov 23, 2016 · Amount on Record
Prior SaleNov 23, 2016 · Amount on Record
Deed Document Number0000868265
Last Transfer DateJun 8, 2020
Transfer Doc0000493348
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address955 E SARATOGA ST, GILBERT, AZ 85296-2423
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 E SARATOGA ST, GILBERT, AZ 85296-2423

Mortgage

Document Number0000141288
DateFeb 8, 2021
Instrument20210141288
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 8, 2020
Property Address955 E SARATOGA ST, GILBERT, AZ 85296-2423
Document Number0000493348
Map ReferenceMB 459 PG 21
Instrument DateMay 20, 2020
Instrument20200493348
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 E SARATOGA ST, GILBERT, AZ 85296-2423

Mortgage

Document Number0000493349
DateJun 8, 2020
Instrument20200493349
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,680 (-0.13%)$396,800 (-0.13%) Land $79,300 Building $317,500
2025$1,467.00 (+3.24%)
2024$39,730$397,300 Land $79,400 Building $317,900
2023$1,421.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Arizona Network
Fixed Wireless		1,000 / 1,000
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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