Maricopa County property record for 963 E Frances Ln, Gilbert, AZ 85295 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,855 sqft Living Area |
| Lot Size | 9,454 sqft (0.217 acres) |
| Pool | 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $519,000 (2020) |
| Tax Bill | $2,978.00 (2025) |
| Primary APN | 304-45-406 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,855 sqft Living Area |
| 1st Floor | 2,855 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,454 sqft (0.217 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft Pool |
| Patio Area | 240 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 963 E FRANCES LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-8347 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 19 MCR 573-42 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | SW |
| Legal Quarter Quarter | SW |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 19 |
| Legal Lot Number | 82 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 304-45-406
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 13, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Apr 13, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage V I P MORTGAGE INC |
| Oct 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2018 |
| Deed Doc Number | 20200879179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0001123977 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 20211123977 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | BRIGHT LINE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0000570338 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 20220570338 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0000189837 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 20230189837 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 18, 2020 |
| Property Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0000879179 |
| Map Reference | MB 573 PG 42 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 20200879179 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | TITLE ALLIANCE ELITE AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 E FRANCES LN, 963, GILBERT, AZ 85295-8347 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0000879180 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 20200879180 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 18, 2018 |
| Property Address | 963 E FRANCES LN, GILBERT, AZ 85295-8347 |
| Document Number | 0000782203 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 782203 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 963 E FRANCES LN GILBERT AZ 852958347, GILBERT, AZ 85295-8347 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,380 (-1.56%) | $623,800 (-1.56%) Land $124,700 Building $499,100 | |
| 2025 | $2,978.00 (+3.37%) | ||
| 2024 | $63,370 | $633,700 Land $126,700 Building $507,000 | |
| 2023 | $2,881.00 |
963 E Frances Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · less than 1% in Arizona |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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