963 Cunningham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 963 Cunningham Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,310 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2007)
Tax Bill	$420.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`39 A 79`
Alternative APN	`3527`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	1,310 sqft Living Area
Gross Area	3,074 sqft Gross Area
1st Floor	1,310 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	3527
Street Address	963 CUNNINGHAM RD
City	PALMYRA
State	VA
Zip	22963-5204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 718-818 AC 1.0
Legal Block	7
Jurisdiction	FLUVANNA VA
Minor Civil Division	FORK UNION
Census Blockgroup	2
Census Block	2030
Census Tract	20300

Owner

Source: Fluvanna County records · APN 39 A 79

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	963 CUNNINGHAM RD, PALMYRA, VA 22963-5204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2007 · Amount on Record
Deed Sale	Mar 01, 2007 · Amount on Record
Deed Doc Number	20071078
Deed Book / Page	718 / 818
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,650 (-67.05%) Land $33,000 Building $22,650	$55,650 (-67.05%) Land $33,000 Building $22,650
2025	$420.00 (-62.7%)	$168,900 (+26.52%) Land $33,000 Building $135,900	$168,900 (+26.52%) Land $33,000 Building $135,900
2023		$133,500 Land $33,000 Building $100,500	$133,500 Land $33,000 Building $100,500
2022	$1,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.