Riverside County property record for 963 Charles St, Banning, CA 92220
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 2.75 ba · 1,968 sqft · built 1931 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Aug 2011) |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 543-090-003 |
| Primary APN | 543-090-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,082 sqft |
| 1st Floor Area | 1,968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Triplex |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 49,223 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 963 CHARLES ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-6227 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RA |
| Legal Description | 1.13 ACRES IN POR BLK 61 MB 005/186 MAP OF PART OF BANNING COLONY LANDS |
| Legal Subdivision | MAP OF PART OF BANNING COLONY LANDS |
| Legal Block | 61 |
| Legal Lot Number | 61 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 44300 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 216, BANNING, CA 92220-0002 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2011 · Amount on Record |
| Deed Sale | Aug 15, 2011 · Amount on Record |
| Prior Sale | Jan 13, 2006 · Amount on Record |
| Deed Document Number | 2011357765 |
| Prior Transfer Date | Aug 10, 2011 |
| Prior Transfer Doc | 0000357764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 963 CHARLES ST, BANNING, CA 92220-6227 |
| Document Number | 0000284999 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 11628 206TH ST LAKEWOOD CA 907151305, LAKEWOOD, CA 90715-1305 |
| Document Number | 0000284999 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 284999 |
| Name | LUCAS FAMILY TRUST (PT) |
|---|---|
| Address | 11952 WILSHIRE BLVD, WEST LOS ANGELES, CA 90025-6665 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2037 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $177,489 (+2%) Land $36,945 Building $140,544 | |
| 2025 | $2,456.00 (-17.45%) | $174,010 (+4.04%) Land $36,221 Building $137,789 |
| 2023 | $2,975.00 (+26.38%) | $167,255 Land $34,815 Building $132,440 |
| 2022 | $2,354.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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