Riverside County property record for 962 Charles St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,542 sqft · built 1988 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Nov 2012) |
| Tax Bill | $3,689 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543-090-023 |
| Primary APN | 543-090-023 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| Gross Area | 3,194 sqft |
| 1st Floor Area | 2,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 52,272 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 962 CHARLES ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-6228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 1.20 ACRES M/L IN PAR 3 PM 074/029 PM 14859 |
| Legal Subdivision | PARCEL MAP NO 14859 |
| Legal Lot Number | 3 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 44300 |
962 Charles St is owned and occupied by two individuals who acquired it in September 2013.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 962 CHARLES ST, BANNING, CA 92220-6228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on File |
| Deed Sale | Nov 29, 2012 · Amount on File |
| Prior Sale | Feb 28, 2011 · Amount on File |
| Deed Document Number | 2012577101 |
| Last Transfer Date | Sep 19, 2013 |
| Transfer Doc | 0000457851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 962 CHARLES ST, BANNING, CA 92220-6228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 962 CHARLES ST, BANNING, CA 92220-6228 |
| Document Number | 0000327820 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0327820 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 962 Charles St was $3,689 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,317 (+2%) Land $50,233 Building $226,084 | ||
| 2025 | $3,689.00 Homeowner's exemption | $270,900 Land $49,249 Building $221,651 | |
| 2023 | $3,609.00 (+2.18%) Homeowner's exemption | $260,383 Land $47,338 Building $213,045 | |
| 2022 | $3,532.00 | ||
| 2021 | $456,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 962 Charles St is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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