Riverside County property record for 902 Charles St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1988 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,500 (Aug 2024) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 543-090-021 |
| Primary APN | 543-090-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,517 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 52,272 sqft |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 902 CHARLES ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-6228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 1.20 ACRES M/L IN PAR 1 PM 074/029 PM 14859 |
| Legal Subdivision | PARCEL MAP 14859 |
| Legal Lot Number | 1 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 44300 |
Source: Riverside County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on Record |
| Deed Sale | Aug 27, 2024 · Amount on Record |
| Prior Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 2024257379 |
| Prior Transfer Date | Aug 22, 2024 |
| Prior Transfer Doc | 0000257379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 8, 2022 |
| Property Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Document Number | 0000348662 |
| Map Reference | MB 74 PG 29 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022-0348662 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Document Number | 0000348663 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022-0348663 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000242996 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019-0242996 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 31, 2020 |
| Property Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Document Number | 0000404922 |
| Map Reference | MB 74 PG 29 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020-0404922 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 902 CHARLES ST, BANNING, CA 92220-6228 |
| Document Number | 0000404923 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0404923 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,568 (+2%) Land $51,240 Building $147,328 | ||
| 2025 | $2,644.00 (-38.57%) Homeowner's exemption | $194,676 (-37.21%) Land $50,236 Building $144,440 | |
| 2023 | $4,304.00 (+70.25%) Homeowner's exemption | $310,057 Land $61,641 Building $248,416 | |
| 2022 | $2,528.00 | ||
| 2021 | $236,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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