963 Arbor St, Costa Mesa, CA 92627 Property Records

Orange County property record for 963 Arbor St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1954
Lot Size	0.169 acres (7,370 sqft)
Owner	Company Name on Record
Last Sale	$157,000 (Jan 1996)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422-531-07`

Property Details

APN / Parcel Number

Primary APN	`422-531-07`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,370 sqft (0.169 acres)

Location & Zoning

Street Address	963 ARBOR ST
City	COSTA MESA
State	CA
Zip	92627-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1712 BLK LOT 341
Legal Subdivision	TRACT 1712 IN THE CITY OF COSTA MESA
Legal Tract	1712
Legal Lot Number	341
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2010
Census Tract	63601

Owner

Source: Orange County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23517 LAKE VISTA RD, MORENO VALLEY, CA 92557-2882
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 1996 · Amount on Record
Deed Sale	Jan 17, 1996 · Amount on Record
Deed Document Number	199622996
Last Transfer Date	Dec 15, 2007
Transfer Doc	0000759093
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	963 ARBOR ST, COSTA MESA, CA 92627-4111
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 ARBOR ST, COSTA MESA, CA 92627-4111

Mortgage

Document Number	0000047473
Date	Mar 2, 2023
Instrument	2023000047473

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	963 ARBOR ST, COSTA MESA, CA 92627-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551657
Date	Dec 31, 2019
Instrument	2019000551657

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,510 (+2%) Land $201,803 Building $63,707
2025	$3,742.00 (+3.28%) Homeowner's exemption	$260,304 (+4.04%) Land $197,846 Building $62,458
2024	$3,623.00 (+4.47%)
2023	$3,468.00 (+5.12%) Homeowner's exemption	$250,197 Land $190,163 Building $60,034
2022	$3,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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