940 Arbor St, Costa Mesa, CA 92627 Property Records

Orange County property record for 940 Arbor St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 1954
Lot Size	0.189 acres (8,228 sqft)
Owner	2 Company Names on File
Last Sale	$690,000 (Nov 2015)
Tax Bill	$9,573 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422-523-11`

Property Details

APN / Parcel Number

Primary APN	`422-523-11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,228 sqft (0.189 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	940 ARBOR ST
City	COSTA MESA
State	CA
Zip	92627-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1712 BLK LOT 320
Legal Subdivision	TRACT NO 1712
Legal Tract	1712
Legal Lot Number	320
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2011
Census Tract	63601

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	940 ARBOR ST, COSTA MESA, CA 92627-4112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2015 · Amount on File
Deed Sale	Nov 25, 2015 · Amount on File
Prior Sale	May 5, 1998 · Amount on File
Deed Document Number	2015606033
Last Transfer Date	May 2, 2019
Transfer Doc	0000190783
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	940 ARBOR ST, COSTA MESA, CA 92627-4112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 ARBOR ST, COSTA MESA, CA 92627-4112

Mortgage

Document Number	0000626031
Date	Nov 3, 2020
Instrument	2020000626031

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 4, 2019
Property Address	940 ARBOR ST, COSTA MESA, CA 92627-4112
Document Number	0000190783
Instrument Date	May 2, 2019
Instrument	190783
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	940 ARBOR ST COSTA MESA CA 926274112, COSTA MESA, CA 92627-4112

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	940 ARBOR ST, COSTA MESA, CA 92627-4112
Document Number	0000293916
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 ARBOR ST COSTA MESA CA 926274112, COSTA MESA, CA 92627-4112

Mortgage

Document Number	0000293916
Date	Jul 18, 2017
Instrument	293916

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,154 (+2%) Land $766,292 Building $66,862
2025	$9,573.00 (+5.48%) Homeowner's exemption	$816,818 (+4.04%) Land $751,267 Building $65,551
2023	$9,076.00 (+2.97%) Homeowner's exemption	$785,100 Land $722,094 Building $63,006
2022	$8,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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