9625 Whitegate Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9625 Whitegate Ln, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	7 ba · 6,051 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$34,648 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0232-0041-00`

Property Details

APN / Parcel Number

Primary APN	`629-0232-0041-00`

Interior

Full Baths	7 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,051 sqft Living Area
1st Floor Area	3,861 sqft
2nd Floor Area	2,190 sqft
Basement Area	3,861 sqft
Finished Basement	2,496 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9625 WHITEGATE LN
City	CINCINNATI
State	OH
Zip	45243-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS WHITEGATE LN3.00 ACS19 T5 R1
Legal Subdivision	WHITEGATE FARM SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2013
Census Tract	24402

Owner

9625 Whitegate Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9625 WHITEGATE LN, CINCINNATI, OH 45243-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 8, 2023	Transfer on Death Deed, Transfer
Oct 27, 2020	Quit Claim Deed, Transfer JP MORGAN CHASE BK
Aug 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Prior Sale	Aug 1, 2017
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	2018-0077360
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9625 WHITEGATE LN, CINCINNATI, OH 45243-1643
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9625 WHITEGATE LN, CINCINNATI, OH 45243-1643

Mortgage

Document Number	0000092314
Date	Dec 26, 2024
Book Page	15320/2306
Instrument	2024-0092314

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2023
Property Address	9625 WHITEGATE LN, CINCINNATI, OH 45243-1643
Document Number	0000038862
Book / Page	14933 / 433
Map Reference	MB 117 PG 15-18
Instrument Date	Jun 6, 2023
Instrument	2023-0038862
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9625 WHITEGATE LN, CINCINNATI, OH 45243-1643

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2020
Property Address	6325 WHITEGATE LN, CINCINNATI, OH 45243
Document Number	0000112772
Book / Page	014283 / 002790
Instrument Date	Aug 31, 2020
Instrument	112772
Transaction Type	Transfer
Record Updated	Apr 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9625 WHITEGATE LN CINCINNATI OH 452431643, CINCINNATI, OH 45243-1643

Mortgage

Document Number	112773
Date	Oct 27, 2020
Book Page	014283/002794
Instrument	112773

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2018
Property Address	6325 WHITEGATE LN, CINCINNATI, OH 45243
Document Number	0000077360
Book / Page	013744 / 001088
Instrument Date	Aug 1, 2018
Instrument	77360
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CASAGRANDE ST FORT THOMAS KY 410754023, FORT THOMAS, KY 41075-4023

Tax Assessment & Valuation

The 2025 property tax bill for 9625 Whitegate Ln was $34,648, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,648.00 (+2.44%)	$948,693 (-) Land $267,904 Building $680,789
2024	$33,824.00 (-0.26%)	$948,693 (-) Land $267,904 Building $680,789
2023	$33,912.00 (+13.48%)	$948,693 (+37.89%) Land $267,904 Building $680,789	$2,710,550 Land $765,440 Building $1,945,110
2022	$29,883.00 Homeowner's exemption	$687,992 Land $164,325 Building $523,667
2020			$1,965,690 Land $469,500 Building $1,496,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9625 Whitegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9625 Whitegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitegate Ln

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