9500 Whitegate Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9500 Whitegate Ln, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,566 sqft · built 1968
Lot Size	3.67 acres (159,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,472 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0232-0006-00`

Property Details

APN / Parcel Number

Primary APN	`629-0232-0006-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,566 sqft Living Area
Gross Area	8,224 sqft
1st Floor Area	2,333 sqft
2nd Floor Area	2,029 sqft
Basement Area	1,488 sqft
Finished Basement	720 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	159,970 sqft (3.67 acres)
Lot Dimensions	682 ft deep x 440 ft wide
Garage Type	Attached
Garage Area	1,890 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Frame Porch
Porch Area	388 sqft
Patio Area	1,134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	9500 WHITEGATE LN
City	CINCINNATI
State	OH
Zip	45243-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS WHITEGATE LN 3.6724 ACPT LOT 6 WHITEGATE FARMSUB R1 T5 S19 & 25
Legal Subdivision	WHITEGATE FARMSUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2013
Census Tract	24402

Owner

9500 Whitegate Ln is owned and occupied by two individuals who acquired it in September 2016.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9500 WHITEGATE LN, CINCINNATI, OH 45243-1646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2020	Correction Deed · Conventional Mortgage FLAGSTAR BANK FSB
Jul 10, 2020	Quit Claim Deed, Transfer NORTHWEST TITLE FAM/COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016
Deed Sale	Sep 7, 2016
Deed Document Number	201682274
Prior Transfer Date	Aug 17, 2015
Prior Transfer Doc	0000000590
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9500 WHITEGATE LN, CINCINNATI, OH 45243-1646
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135402
Date	Nov 8, 2021
Book Page	14540/2616
Instrument	2021-0135402

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9500 WHITEGATE LN, CINCINNATI, OH 45243-1646
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087806
Date	Sep 14, 2022
Book Page	14751/1078
Instrument	2022-0087806

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 4, 2020
Property Address	9500 WHITEGATE LN, CINCINNATI, OH 45243-1646
Document Number	0000127186
Book / Page	14308 / 367
Map Reference	MB 117 PG 15-18
Instrument Date	Nov 18, 2020
Instrument	2020-0127186
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

Mortgage

Document Number	0200127188
Date	Dec 4, 2020
Book Page	14308/376
Instrument	2020-0127188

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2020
Property Address	9500 WHITEGATE LN, CINCINNATI, OH 45243-1646
Document Number	0000066278
Book / Page	014207 / 001730
Instrument Date	Jul 1, 2020
Instrument	66278
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9500 WHITEGATE LN CINCINNATI OH 452431646, CINCINNATI, OH 45243-1646

Tax Assessment & Valuation

The 2025 property tax bill for 9500 Whitegate Ln was $15,472, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,472.00 (+1.94%)	$421,677 (-) Land $296,783 Building $124,894	$1,204,790 Land $847,950 Building $356,840
2024	$15,177.00 (+4.35%)	$421,677 (+4.31%) Land $296,783 Building $124,894
2023	$14,545.00 (+12.26%)	$404,263 (+36.37%) Land $296,782 Building $107,481	$1,204,790 Land $847,950 Building $356,840
2022	$12,956.00 Homeowner's exemption	$296,450 Land $212,877 Building $83,573
2020			$847,000 Land $608,220 Building $238,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9500 Whitegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9500 Whitegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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