9600 Whitegate Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9600 Whitegate Ln, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,397 sqft · built 1978
Lot Size5.82 acres (253,868 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Dec 2025)
Tax Bill$19,260 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN629-0232-0009-00

Property Details

APN / Parcel Number

Primary APN629-0232-0009-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,397 sqft Living Area
Gross Area5,827 sqft
1st Floor Area2,501 sqft
2nd Floor Area1,002 sqft
Upper Floors Area306 sqft
Basement Area1,444 sqft
Finished Basement894 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area253,868 sqft (5.82 acres)
Lot Dimensions824 ft deep x 300 ft wide
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area136 sqft
Patio Area479 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address9600 WHITEGATE LN
CityCINCINNATI
StateOH
Zip45243-1644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITEGATE LN 300.38 X 824.45 IR LOT 9 WHITEGATE FARM SUB
Legal SubdivisionWHITEGATE FARM SUB
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionTHE VILLAGE OF INDIAN HILL
Census Block Group2
Census Block2013
Census Tract24402

Owner

9600 Whitegate Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Hamilton County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address9600 WHITEGATE LN, CINCINNATI, OH 45243-1644
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Nov 7, 2019Loan Modification, Mortgage
HERITAGE BK
Nov 26, 2018Trustee's Deed, Construction Loan · Line of Credit
HERITAGE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2025 · Amount on File
Deed SaleDec 31, 2025 · Amount on File
Prior SaleMar 4, 2011 · Amount on File
Deed Document Number2025102283
Deed Book / Page15573 / 2301
Prior Transfer DateMay 6, 2009
Prior Transfer Doc0000000271
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 31, 2025
Property Address9600 WHITEGATE LN, CINCINNATI, OH 45243-1644
Document Number0000102283
Book / Page15573 / 2301
Map ReferenceMB 117 PG 15
Instrument DateDec 22, 2025
Instrument2025-0102283
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9600 WHITEGATE LN, CINCINNATI, OH 45243-1644

Mortgage

Document Number0000102284
DateDec 31, 2025
Instrument2025-0102284
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address9600 WHITEGATE LN, CINCINNATI, OH 45243-1644
Document Number0000104044
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2411 GRANDIN RD CINCINNATI OH 452083353, CINCINNATI, OH 45208-3353

Mortgage

Document Number0000104044
DateNov 25, 2019
Book Page014051/000970
Instrument104044
Lender
NameHERITAGE BK
TypeBank
AddressNEWPORT, KY 41071
Agreement
Term12 Months
DueNov 24, 2020

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateNov 26, 2018
Property Address9600 WHITEGATE LN, CINCINNATI, OH 45243-1644
Book / Page013801 / 001434
Instrument DateNov 8, 2018
Instrument103626
Transaction TypeConstruction Loan
Record UpdatedDec 31, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2411 GRANDIN RD CINCINNATI OH 452083353, CINCINNATI, OH 45208-3353

Mortgage

Document Number0000103626
DateNov 26, 2018
Book Page013801/001434
Instrument103626
Lender
NameHERITAGE BK
TypeBank
AddressNEWPORT, KY 41071
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 25, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9600 Whitegate Ln was $19,260, up 1.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityThe Village Of Indian Hill City
Unified School DistrictIndian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,260.00 (+1.08%)$509,124 (-) Land $386,358 Building $122,766$1,454,640 Land $1,103,880 Building $350,760
2024$19,055.00 (+1.45%)$509,124 (-) Land $386,358 Building $122,766
2023$18,782.00 (+8.43%)$509,124 (+31.48%) Land $386,358 Building $122,766$1,454,640 Land $1,103,880 Building $350,760
2022$17,321.00$387,216 Land $278,625 Building $108,591
2020$1,106,330 Land $796,070 Building $310,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9600 Whitegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9600 Whitegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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