9622 Saragossa St, Clermont, FL 34711 Property Records

Lake County property record for 9622 Saragossa St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,274 sqft · built 2002
Lot Size	0.232 acres (10,121 sqft)
Owner	Company Name on File
Last Sale	$278,500 (Nov 2020)
Tax Bill	$5,417 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-26-1215-000-13800`

Property Details

APN / Parcel Number

Primary APN	`16-23-26-1215-000-13800`
Alternative APNs	`262316121500013800` `3806547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	2,074 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,121 sqft (0.232 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3806547
Street Address	9622 SARAGOSSA ST
City	CLERMONT
State	FL
Zip	34711-5360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOUISA POINTE PHASE IV SUB LOT 138 PB 46 PGS 1-2 ORB 5584 PG 2198 ORB 5759 PG 1363
Legal Range	26E
Legal Township	23S
Legal Section	16
Legal Subdivision	LOUISA POINTE PHASE IV SUB
Legal Tract	1215
Legal Lot Number	138
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3016
Census Tract	31316

Owner

9622 Saragossa St is owned by a company that acquired it in July 2021.

Source: Lake County records, as of November 26, 2025

Owner of Record	Company Name on File
Mailing Address	1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 26, 2021	Intrafamily Transfer, Transfer OS NATIONAL LLC
Nov 18, 2020	Warranty Deed, Transfer ESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Feb 11, 2005 · Amount on File
Deed Document Number	2020129834
Deed Book / Page	5584 / 2198
Last Transfer Date	Jul 15, 2021
Transfer Doc	0057591363
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9622 SARAGOSSA ST, CLERMONT, FL 34711-5360
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0057751741
Date	Aug 18, 2021
Book Page	5775/1741
Instrument	2021114067

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Non-Lending Institution
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2021
Property Address	9622 SARAGOSSA ST, CLERMONT, FL 34711-5360
Document Number	0057591363
Book / Page	5759 / 1363
Map Reference	MB 52 PG 52-56
Instrument Date	Jul 15, 2021
Instrument	2021102654
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 18, 2020
Property Address	9622 SARAGOSSA ST, CLERMONT, FL 34711-5360
Document Number	0055842198
Book / Page	005584 / 002198
Instrument Date	Nov 16, 2020
Instrument	129834
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA

Transaction

Amount	Amount on Record
Tax	$1,950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,289 (-) Land $100,000 Building $257,289	$357,289 (-) Land $100,000 Building $257,289
2025		$357,289 Land $100,000 Building $257,289	$357,289 Land $100,000 Building $257,289
2024	$5,417.00 (+8.51%)
2023	$4,992.00 (+16.09%)	$347,909 (+19.59%)	$347,909 (+19.59%) Land $100,000 Building $247,909
2022	$4,300.00	$290,909	$290,909 Land $43,000 Building $247,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9622 Saragossa St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9622 Saragossa St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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