9611 Saragossa St, Clermont, FL 34711 Property Records

Lake County property record for 9611 Saragossa St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2002
Lot Size	0.233 acres (10,126 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2017)
Tax Bill	$4,358 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-26-1220-000-18200`

Property Details

APN / Parcel Number

Primary APN	`16-23-26-1220-000-18200`
Alternative APNs	`262316122000018200` `3811464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,126 sqft (0.233 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3811464
Street Address	9611 SARAGOSSA ST
City	CLERMONT
State	FL
Zip	34711-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOUISA POINTE PHASE V PB 47 PG 7-8 LOT 182 ORB 5039 PG 916
Legal Range	26E
Legal Township	23S
Legal Section	16
Legal Subdivision	LOUISA POINTE PHASE V
Legal Tract	1220
Legal Lot Number	182
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3018
Census Tract	31316

Owner

9611 Saragossa St is owned by two individuals who bought it in December 2017.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	964 CHALEUR WAY, OTTAWA, ON K1C 2
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	2017132348
Deed Book / Page	5039 / 916
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	0034810269
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 12, 2017
Property Address	9611 SARAGOSSA ST, CLERMONT, FL 34711-5361
Document Number	0050390916
Book / Page	5039 / 0916
Map Reference	MB 47 PG 7
Instrument Date	Nov 30, 2017
Instrument	2017132348
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 CENTRAL FLORIDA PKWY # 611, 322, ORLANDO, FL 32824-7603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 CHALEUR WAY, OTTAWA, CA
Investor	Possibly a Property Investor

Mortgage

Document Number	2017132349
Date	Dec 12, 2017
Instrument	2017132349

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.12%
Index	5-Year CMT
Margin	2
Max Rate	9.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,900 (-) Land $100,000 Building $199,900	$299,900 (-) Land $100,000 Building $199,900
2025		$299,900 Land $100,000 Building $199,900	$299,900 Land $100,000 Building $199,900
2024	$4,358.00 (+8.9%)
2023	$4,002.00 (+18.97%)	$293,671 (+24.08%)	$293,671 (+24.08%) Land $100,000 Building $193,671
2022	$3,364.00	$236,671	$236,671 Land $43,000 Building $193,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9611 Saragossa St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9611 Saragossa St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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