Lake County property record for 9629 Saragossa St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,074 sqft · built 2002 |
| Lot Size | 0.232 acres (10,122 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Sep 2018) |
| Tax Bill | $3,382 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-26-1215-000-13400 |
| Primary APN | 16-23-26-1215-000-13400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,122 sqft (0.232 acres) |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3806543 |
|---|---|
| Street Address | 9629 SARAGOSSA ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOUISA POINTE PHASE IV SUB LOT 134 PB 46 PGS 1-2 ORB 5175 PG 365 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | LOUISA POINTE PHASE IV SUB |
| Legal Phase | 4 |
| Legal Tract | 1215 |
| Legal Lot Number | 134 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 31316 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9629 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | May 12, 2014 · Amount on Record |
| Deed Document Number | 2018113212 |
| Deed Book / Page | 5175 / 0365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9629 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9629 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Document Number | 0058622084 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 5862/2084 |
| Instrument | 2021176906 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 9629 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Document Number | 0051750365 |
| Book / Page | 005175 / 000365 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 113212 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,736.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9629 SARAGOSSA ST CLERMONT FL 347115361, CLERMONT, FL 34711-5361 |
| Document Number | 51750367 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 005175/000367 |
| Instrument | 113213 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,500 (+5.99%) Land $100,000 Building $144,500 | $355,240 (+2.33%) Land $100,000 Building $255,240 | |
| 2024 | $3,382.00 (+8.26%) | ||
| 2023 | $3,124.00 (+7.91%) Homeowner's exemption | $230,690 (+3%) | $347,140 (+19.65%) Land $100,000 Building $247,140 |
| 2022 | $2,895.00 Homeowner's exemption | $223,980 | $290,140 Land $43,000 Building $247,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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