9620 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9620 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,896 sqft · built 2009
Lot Size	0.278 acres (12,098 sqft)
Owner	Individual Name on File
Last Sale	$191,769 (Dec 2013)
Tax Bill	$976 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.245`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.245`
Alternative APNs	`283300` `229795` `505860`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Heated Area
1st Floor Area	1,896 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,098 sqft (0.278 acres)
Lot Dimensions	155 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505860
Street Address	9620 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78' X 155.1' LOT 83 CHELCEY PLACE SUB UNIT TWO SLIDE 2283-C& D SEC 22-T5S-R2E (CORR-ST/DIST-D) IN#1957150
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	83
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1010
Census Tract	10709

Owner

9620 Sanibel Loop is owned and occupied by an individual who acquired it in November 2021.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 6, 2022	Deed of Distribution, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Nov 10, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2013 · Amount on File
Deed Sale	Dec 30, 2013 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	20131435441
Last Transfer Date	Nov 3, 2021
Transfer Doc	0001957150
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002243341
Date	Mar 27, 2026
Instrument	2243341

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BALDWIN AL
Recording Date	Jan 6, 2022
Property Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458
Document Number	0001969445
Map Reference	SL 2283C&D
Instrument Date	Nov 3, 2021
Instrument	1969445
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458

Mortgage

Document Number	0001969446
Date	Jan 6, 2022
Instrument	1969446

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BALDWIN AL
Recording Date	Nov 10, 2021
Property Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458
Document Number	0001957150
Map Reference	SL 2283C&2283D
Instrument Date	Nov 3, 2021
Instrument	1957150
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9620 SANIBEL LOOP, DAPHNE, AL 36526-6458

Tax Assessment & Valuation

The 2026 property tax bill for 9620 Sanibel Loop was $976 with a homeowner's exemption, down 1.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$976.00 (-1.91%) Homeowner's exemption
2025	$995.00	$33,580 Land $4,860 Building $28,720	$335,700 Land $48,500 Building $287,200
2023	$894.00 (-38.81%)	$30,300 (-41.95%)	$302,900 (+16.05%) Land $48,000 Building $254,900
2022	$1,461.00 (+132.64%)	$52,200	$261,000 Land $40,700 Building $220,300
2021	$628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9620 Sanibel Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9620 Sanibel Loop is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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