9609 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9609 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,801 sqft · built 2006
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jun 2017)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.262`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.262`
Alternative APNs	`283317` `208431`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Heated Area
1st Floor Area	1,801 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	208431
Street Address	9609 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 125' IRR LOT 100 CHELCEY PLACE SUB UNIT TWO SLIDE 2283-C & D SEC 22-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	100
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1013
Census Tract	10709

Owner

9609 Sanibel Loop is owned and occupied by an individual who bought it in June 2017.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9609 SANIBEL LOOP, DAPHNE, AL 36526-6466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage BAY MTG
Jun 23, 2017	Warranty Deed, Transfer · VA Mortgage BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	Jul 10, 2007
Deed Document Number	20171639824
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9609 SANIBEL LOOP, DAPHNE, AL 36526-6466
Document Number	0001854889
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9609 SANIBEL LOOP DAPHNE AL 365266466, DAPHNE, AL 36526-6466

Mortgage

Document Number	0001854889
Date	Sep 1, 2020
Instrument	1854889

Lender

Name	BAY MTG
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 23, 2017
Property Address	9609 SANIBEL LOOP, DAPHNE, AL 36526-6466
Document Number	0001639824
Instrument Date	Jun 12, 2017
Instrument	1639824
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9609 SANIBEL LOOP DAPHNE AL 365266466, DAPHNE, AL 36526-6466

Mortgage

Document Number	1639825
Date	Jun 23, 2017
Instrument	1639825

Lender

Name	BAY MTG
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,320 Land $4,860 Building $25,460	$303,000 Land $48,500 Building $254,500
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,460 (+16.06%)	$274,500 (+16.12%) Land $48,000 Building $226,500
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,660	$236,400 Land $40,700 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9609 Sanibel Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9609 Sanibel Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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