9592 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9592 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,129 sqft · built 2008
Lot Size	0.25 acres (10,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,000 (Aug 2026)
Tax Bill	$1,044 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.243`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.243`
Alternative APNs	`283298` `335705` `387223` `505859`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,129 sqft Heated Area
1st Floor Area	2,129 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,696 sqft (0.25 acres)
Lot Dimensions	163 ft deep x 65.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505859
Street Address	9592 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65.3' X 163.8' IRR LOT 81 CHELCEY PLACE SUB UNIT TWO SLIDE 2283-C & D SEC 22-T5S-R2E (WD)
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	81
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1010
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 17, 2021	Intrafamily Transfer, Transfer
Jan 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	20262273206
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0001922459
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 20, 2026
Property Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460
Document Number	0002273206
Instrument Date	Aug 14, 2026
Instrument	20262273206
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,986.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460

Mortgage

Document Number	0002273207,
Date	Aug 20, 2026
Instrument	20262273207

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Jun 17, 2021
Property Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460
Document Number	0001922459
Map Reference	SL 2283C&2283D
Instrument Date	Jun 15, 2021
Instrument	1922459
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 12, 2022
Property Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460
Document Number	0001970713
Map Reference	SL 2283-C AND 2283-D
Instrument Date	Jan 10, 2021
Instrument	1970713
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17361 ST HWY 1181, FAIRHOPE, AL 36532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9592 SANIBEL LOOP, DAPHNE, AL 36526-6460

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00 (-2.97%)
2025	$1,076.00 (-44.62%)	$34,720 (-44.61%) Land $4,860 Building $29,860	$347,100 (+10.75%) Land $48,500 Building $298,600
2023	$1,943.00 (+173.28%) Homeowner's exemption	$62,680 (+131.98%)	$313,400 (+16.03%) Land $48,000 Building $265,400
2022	$711.00 (+0.57%) Homeowner's exemption	$27,020	$270,100 Land $40,700 Building $229,400
2021	$707.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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